Law Mutual (WA) manages claims against a law practice (or practitioners insured) in accordance with its Claims Management Policy.
As stated in the Policy, Law Mutual’s aim in managing claims is to:
- ensure that insureds are financially protected and able to continue to offer legal services; and
- compensate the consumers of legal services for loss caused by its insured’s professional negligence.
An insured can report a claim, or notify circumstances that may give rise to a claim, by downloading and submitting a Notification of Claim or Circumstance Form. We will do our best to ensure the notification is handled as swiftly and efficiently as possible to avoid further distress.
For more information, please call us on (08) 9481 3111.
- the Legal Practice and each Partner in the Legal Practice shown in the Schedule for attachment to the Certificate and each former Partner;
- each predecessor of the Legal Practice and each Partner in each predecessor of the Legal Practice;
- each person employed or engaged, or previously employed or engaged, on a paid or unpaid basis, in connection with the Legal Practice or predecessor of the Legal Practice, including any trainee, volunteer, part-time, seasonal, temporary, or work experience personnel, a practical legal trainee, or legal practitioner performing Restricted Legal Practice for the purpose of attaining Required Experience, but not including a Consultant;
- each Consultant provided that: a. at the time of any act, error or omission giving rise to a Claim, the Consultant was under the direct control and supervision of the Legal Practice or predecessor of the Legal Practice or a Partner of the Legal Practice or partner of the predecessor of the Legal Practice; b. the act, error or omission giving rise to the Claim occurred in the course of or arose out of the services provided by the Consultant pursuant to the Consultant contract;
- the estate or the legal representatives of each person included in (the above) paragraphs; and
- each service or administration company or trust connected with the Legal Practice to the extent that its activities are carried out exclusively in connection with the Practice.
Up to the Limit of Liability (currently $2,000,000) for:
- any amount payable by the Insured to a Claimant (including Claimant’s Costs) in respect of any kind of civil liability incurred in connection with the Practice for any Claim first made against the Insured during the Period of Insurance; and
- Related Costs with respect to that Claim.
the Additional Benefit to the extent set out in the Master Policy.
The circumstances in which there is no coverage are set out in Clause 2 of the Certificate which is Schedule 1 of the Master Policy.
An Insured must give written notice of a Claim first made against the Insured during the Period of Insurance as soon as reasonably practicable after the Claim is made. It is also prudent and Insureds are strongly urged to notify Law Mutual (WA) of any circumstances that might give rise to a claim against the Insured.
If you have any queries in relation to notifications of circumstances or Claims, please call the Manager – Claims on (08) 9324 8626